Investment Breakfast Meeting 27th May

Are you a disabled entrepreneur wanting to start your own business?

KI are hosting a breakfast meeting on the 27th of May in London. We will be specifically discussing how people with disabilities or special needs can start a new business.
At the event you will hear from at least four successful disabled entrepreneurs as well as receiving 10 tips on how to turn your idea into a business.

If you would like to register for this event please click https://www.eventbrite.co.uk/e/are-you-a-disabled-entrepren…

KI is a company that invests in people with disabilities or special needs that have business ideas.
We will provide an infrastructure and mentors around the business and assist it throughout the duration of its lifecycle. We have no upfront fees or charges.

Is your business ‘investment-ready’?

If your business has been operating for some time, potential investors will be interested in your past activities so that they know exactly what sort of business they will be investing in. It’s a good idea to clear old debts or liabilities before you seek investment.

Investors will also want to know about your business’ intellectual property, especially if anyone outside the business has a potential claim to it. This may be the case if you’ve developed new products or services in collaboration with anyone outside the business.

Raising capital can be time-consuming and you should plan to only do this a few times during your business’ development. You should also make sure that you are ready for investment, by considering:

  • why you need funding – ideally for a specific reason such as expansion, or to develop a new product or market
  • how much funding you will need – always be careful not to underestimate how much you will need
  • when you need the funding by – eg it might work best for you if you receive the amount in instalments instead of all at once
  • how you are going to pay any money back – it is very important that your business is able to meet any repayments on time, including any interest charged
  • what the right source of finance is for you

Differences between private equity finance and bank loans

Banks have a legal right to charge interest on a loan, and to demand repayment of the loan by a specific date. This is the case whether or not your business succeeds once you have taken out a loan. In order to make sure that they get their money back, banks usually require you to secure your loan against business or personal assets – such as your home – which could be extremely risky if your business does not succeed.

However, private equity investors do not have these legal rights to interest and capital repayment, so the only way they can get their money back is through a capital gain if your business succeeds. They will want to take out more than they invested when they exit from your business. Therefore, they look for high-growth potential businesses to invest in, and are likely to be more hands-on than banks. They can also often bring useful expertise into your business.

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